Question 1

How is ADT's early termination fee calculated?

Accepted Answer

ADT's ETF is 75% of your remaining contract balance. Formula: (months remaining) × (monthly rate) × 0.75. For a 36-month Pro Install contract at $49.99/month (Complete, April 2026) with 18 months left: 18 × $49.99 × 0.75 = approximately $675.

Question 2

Does Vivint charge an early termination fee?

Accepted Answer

Vivint monitoring is month-to-month with no cancellation fee. However, if you financed equipment over 42–60 months, the remaining loan balance is still owed regardless of whether you cancel monitoring. This is a separate financing obligation, not an ETF.

Question 3

Can I cancel Ring Alarm without a fee?

Accepted Answer

Yes. Ring Alarm monitoring is fully month-to-month. There is no contract and no early termination fee. You can cancel at any time.

Question 4

Does SimpliSafe charge a cancellation fee?

Accepted Answer

No. SimpliSafe monitoring is month-to-month with no contract and no cancellation fee. SimpliSafe also offers a 60-day money-back guarantee on equipment.

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